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land loans hard to get

Why Are Land Loans Hard to Get? A Comprehensive Guide

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Have you ever dreamed of buying a piece of land, only to find that securing a loan is surprisingly difficult? You’re not alone, as traditional lenders often reject over 50% of raw land loan applications due to the higher perceived risk. The big question for many aspiring landowners is, “Why are land loans hard to … Continued
qualify for a land loan

How to Qualify for a Land Loan: A Step-by-Step Guide

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Securing a land loan can feel more complicated than a traditional mortgage, as lenders often view it as a riskier investment, with some requiring down payments as high as 50%. This guide is designed to simplify the process and show you exactly how to qualify for a land loan. This guide outlines key steps for … Continued
2 1 buydown

2-1 Buydown Pros and Cons: Is It Right for You?

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In the current market, where over 60% of homebuyers feel concerned about interest rates, a 2-1 buydown is a powerful tool for making a home more affordable. This financing option temporarily lowers your interest rate for the first two years of your loan, offering immediate relief on your monthly payments. However, it’s essential to understand … Continued
how to build an airbnb glamping land

How to Build an Airbnb Glamping Land: Everything You Need to Know

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The glamping industry is projected to reach a staggering $5.9 billion by 2030, and you can claim your piece of that lucrative market. Turning a simple plot of land into a sought-after destination is an exciting prospect for aspiring real estate entrepreneurs. This guide will show you exactly how to build an Airbnb glamping land … Continued
land with a pond

Buying Land with a Pond: What You Need to Know

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Owning a piece of land with your own private pond is a dream for many, and it’s a feature that can increase a property’s value by as much as 15%. However, the dream comes with unique considerations that go beyond a typical land purchase. Before you start picturing peaceful mornings by the water, it’s important … Continued
live on recreational land

Where Can You Live on Recreational Land? Your Ultimate Guide

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Have you ever dreamed of building a home surrounded by natural beauty, away from city life, and close to endless outdoor adventures? You’re not alone. In the United States, over 56 million acres of recreational land are privately owned, and interest in living off the beaten path continues to grow each year. Many people are … Continued
how to find owner financed land with well and septic

How to Find Owner-Financed Land with Well and Septic

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Are you dreaming of owning a piece of land but struggling to secure traditional bank financing? You’re not alone, as a significant portion of rural land sales involve some form of seller financing. Finding land that is ready for a home, complete with essential utilities, can feel like searching for a needle in a haystack. … Continued
bridge loan heloc

Bridge Loan vs. HELOC: Understanding the Key Differences

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Navigating the various financing options for real estate, understanding the differences between a Bridge Loan vs. HELOC is crucial for making the right decision. Did you know that bridge loans are typically short-term and can have interest rates ranging from 6% to 16%, while HELOCs often offer lower rates, averaging around 7% in 2023? Steve … Continued
what is land with a well and septic

What Is Land with a Well and Septic? Your Ultimate Guide

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Did you know that nearly 20% of homes in the United States rely on private water and septic systems instead of public utilities? If you’re considering buying or selling land with a well and septic, it’s essential to understand how these systems work and their impact on property value. Land with a well and septic … Continued